LEG-REG REVIEW
by Phillips Associates

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LEG REG REVIEW
2004, Seventh Issue
 
LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm based near the State Capitol.  It contains news on the Legislative and Regulatory scene in Pennsylvania that may be of use to insurance producers, companies, and interested parties.  It is a free Member Service if you are a member of the Pennsylvania Association of Health Underwriters (PAHU) or the PA Surplus Lines Association (PSLA).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217, Fax 717/728-1164 or E-mail to xenobun@aol.com.
 
MARCH 9 TORT VOTE SET
 
Senate leadership has set March 9 as vote on tort reform.  On the schedule is a vote on Senate Bill 9 sponsored by Sen. Hal Mowery (R-Cumberland).  SB 9 is a vehicle on which an amendment may be offered by Sen. Jake Corman (R-Centre) to amend the PA Constitution to permit the General Assembly to cap awards for non-economic damages.  The Corman Amendment is similar to SB 50, a measure that was stymied by consensus difficulties in the Senate Judiciary Committee.
 
INSURANCE COMMITTEE PLANS HIGH DEDUCTIBLE MEETING
 
On March 25, the House Insurance Committee will hold a public hearing on SB 815 (White-R-Indiana).  This legislation amends the Insurance Department Act to stipulate that large deductibles on policies written by insolvent insurers will be paid to the Guaranty Funds paying the insurer’s claims, instead of being paid to the insurer’s estate as in now the case.
 
SECRETARY ANNOUNCES CROP INS. DISCOUNT BY MARCH 15
 
PA Secretary of Agriculture Dennis Wolff announced that PA farmers can receive up to an estimated 22 percent discount off the net agriculture producer premium plus cost payments of policy fees for Crop Insurance protection on spring crops with a March 15 enrollment deadline.  Largest discounts apply to policies at the 70% and greater level of coverage.  The Pennsylvania portion of the premium discount, 7 percent of net premium and policy fees, applies to all 2004 policies.  These discounts are a combination of PA Department of Agriculture and USDA Risk Management Agency programs.  Subsidies for spring crops should be unaffected by the $ 1,000,000 cut in Crop Insurance subsidies envisioned in the proposed 2004-2005 Budget.
 
POLITICAL NOTE
 
March 9 is the date of a special election for the Montgomery County and Philadelphia legislative seat formerly held by the late Roy Cornell.  Running is insurance producer and former PAHU Legislative Chairman Ross Schriftman on the Democratic side versus Republican Sue Cornell, a newly elected member of the Hatboro City Council.
 
OTHER COMMITTEE ACTIVITY
 
·        On March 2, the House Insurance Committee and Health and Human Services Committee convene a joint hearing on HB 2299 sponsored by Rep. John Payne (R-Dauphin) whether PA should pass tax incentives for Health Security Accounts (HSAs) similar to those contained within the 2003 Federal Medicare reform. 
·        There are several Budget hearings convened by the House and Senate Appropriations Committees on Department of Aging, PennDOT, L&I, Health, Department of General Services, and others.  The House Appropriations Committee will review the Insurance Department’s proposed budget March 4.
·        Of interest to businesses is a March 2 oversight meeting by the House State Government Committee to review the Governor’s Strategic Sourcing Initiative.  This Rendell Administration move seeks to reduce state expenses by consolidating procurement purchasing into fewer, bigger, contracts.  Critics such as the NFIB counter that the plan will cut the legs out from many of the 62,000 firms doing business with the state and hurt prospects for economic development and recovery.
·        The February 26 Senate Appropriations hearing focused on PACE and the timetable for prescription drug discount cards available under the new Medicare reform.  Secretary of Aging Nora Dowd informed the committee that when First Health’s request (for discount cards) is approved, the state will see PACE savings. 106 companies have applied to market the drug discount card with about 20 to be approved in March.  (Thanks to PA Legislative Service, who contributed to this report.)
 
INSURANCE DEPARTMENT 2004-2005 BUDGET HIGHLIGHTS
 
With Commissioner Diane Koken testifying before the Senate Appropriations Committee February 24 and again to the House Appropriations Committee this week, what are the major changes in the Insurance Department’s $ 236 million proposed budget?  Keep in mind that the Department Budget includes Federal as well as state money and includes special programs such as CHIP, AdultBasic, and Mcare (Medical Malpractice CAT Fund) as well as basic functions such as consumer protection and company solvency.
 
General Operations sees an increase from $ 20 million to $ 21.8 million.  CHIP state money increases by one-third to $ 45.4 million. AdultBasic administration remains relatively constant with only a $ 138,000 increase.  To make up for past budget transfers, the state must begin repaying a loan from the Underground Storage Tank Indemnification Fund (USTIF) of $2.5 million.  A proposed consumer liaison office costs $ 411,000.  Mcare climbs by $ 13 million, mainly based on slightly higher claim payments.  5555Activities anticipate 162,000 ‘interventions on behalf of consumers’, up from 159,000 this fiscal year, 8,792 rate filings and 13,382 form filings.  35 Market Conduct exams are planned for 04-05 versus 30 in 03-04 and 21 in 02-03.  Company financial filings remain constant at 2,900.  The budget does not break out increased revenues from new company appointment and producer licensing increases.  Minor savings are seen from the closing of the Erie regional office.
 

 

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